Consumer awareness for the moments nobody explains: the notice, the deadline, the fine print, the call that sounds official.

File 02Scams and Fraud

How the pitch actually works

Most scams follow a script: urgency, secrecy, an odd way to pay. We walk through the scripts that are circulating now and what to do in the first hour if you've already paid.

Latest FTC consumer alerts

More from FTC Consumer Alerts
Open the Scams and Fraud section
File 03Identity Theft

When someone is using your name

Freezes, fraud alerts, breach letters and the order to make the calls in. Identity theft is paperwork-heavy, so we focus on which report goes where.

Breach and data-exposure watch

More from Krebs on Security
Open the Identity Theft section
File 04Digital Safety

Accounts, devices and the settings that matter

Updates, passwords, two-step codes and the privacy settings worth ten minutes. Practical, not paranoid.

Patch notes and security reporting

More from Krebs on Security
Open the Digital Safety section
File 05Financial Red Flags

Money moves worth a second look

Guaranteed returns, fee-first loans, debt relief that wants payment up front. We explain the warning signs and where to verify a company before you pay it.

Money scams the FTC is flagging

More from FTC Consumer Alerts
Open the Financial Red Flags section
File 06Contracts

Before you sign it

Leases, gym memberships, auto-renewals, service agreements and the clauses people skim. We point out the lines that decide what happens when things go wrong.

Rights and rules in the news

More from FindLaw Legal Blogs
Open the Contracts section

NoteHow we work

What we will and won't do

We name the official source for every rule we describe, and we say when a law differs by state, county or date. We won't call anyone a scammer without evidence, and we won't pretend an article can settle your particular legal, medical or money problem. When it can't, we say so and point to who can. The full standards are on our about page.

Two questions we get a lot

What should I know before getting into consumer awareness?

Start with the things that carry deadlines: official notices, contracts you've signed, and anything from a court, insurer or government agency. Learn where the authoritative source is for each one, such as the agency's own website or the clerk's office, before you need it. Most costly mistakes come from missing a date, not from missing a secret.

How much does consumer awareness cost in United States, South Carolina, Horry County, Myrtle Beach, Conway, Grand Strand, Southeast United States, Canada, United Kingdom, Australia, global English-speaking consumer markets?

Reading and learning costs nothing here, and most official resources, like the FTC, state consumer agencies and court websites, are free wherever you live. The real costs show up when something goes wrong: late fees, lost deposits, missed hearings or money sent to a scammer. Professional advice from a lawyer, accountant or licensed adviser has its own fees, which vary by place and by problem.

Follow on Google News